Medicaid Process in Harris County, TX

Texas Medicaid 101

Medicaid planning for nursing home care is a confusing and convoluted process. It can often feel like the government is going out of its way to keep you from getting assistance. The process is nearly impossible to navigate without expert help because Medicaid laws are a combination of federal laws and state regulations (and they even vary from state to state).

While the core goal of the federal Medicaid program is the same for each state, the specific eligibility requirements and application processes vary from state to state. It’s one of the reasons you should not rely on websites outside of Texas. Sometimes the treatment of the federal rule is different in other states. What works in California or Florida or Colorado, won’t necessarily work in Texas.

Another important source of confusion comes from friends, family member or in-laws who suggest using the same solutions they did when successfully getting Medicaid benefits. The problem is each person’s solution depends on the facts of their particular situation. Just like taking another person’s medication could be dangerous, so can taking the same steps someone else took to gain Medicaid benefits. The specific rules that applied to them may or may not work for you.

Reward for successfully navigating the treacherous waters of Medicaid eligibility is high. The average nursing home in a metropolitan city in Texas will run you just under $60,000 per year. Any assistance you can get could save you and your family tens of thousands of dollars. Getting the most out of Medicaid can literally make the difference between a bankruptcy or a financial legacy.

As you read through each of the links on this page, you’re going to gain an understanding of how to leverage Medicaid in Texas for long-term nursing home care. You’ll discover the most common pitfalls to avoid when applying for Medicaid, the specific requirements for eligibility, what the government will and will not cover, and much more.

Medicaid’s Income and Asset Requirements for Nursing Home Coverage in Texas

If you’re ready to crunch some numbers, this article will guide you through the specific income and asset requirements you’ll need to meet in order to be eligible for long term Medicaid assistance. If you’re worried about your eligibility after reading, don’t give up just yet. A good elder law attorney can help you qualify and obtain the maximum possible financial assistance.
Continue Reading

4 Ways to Pay for Long Term Nursing Home Care in Texas

When it comes down to it, there are only a few ways that you’ll be able to pay for long-term nursing home care in Texas. Here you’ll find a quick summary of your options. Read this so you know how to afford nursing home care.
Continue Reading

Need Help Paying Nursing Home Bills Right Now? Here’s How to Handle Crisis Medicaid Planning

If you have a family member living in a nursing home now or about to be admitted, you still have plenty of planning options available. In fact, it’s rare for anyone to successfully pre-plan their Medicaid eligibility. While having a thoughtful advance plan in place provides more planning options, Medicaid rules provide a surprising amount of flexibility in a crisis. Because the rules are so complex, it’s advisable to use an experienced elder law attorney who understands how the program works to guide you.
Continue Reading

How to Protect Your Assets Using a Medicaid Spend Down

Medicaid limits the amount of assets you can protect. The law expects you to spend down excess resources before approving an application for benefits. Because the rules classify some assets differently than others, there are some assets you don’t have to get rid of. What you “spend down” and the timing of it can determine how much you are allowed to keep. Families make crucial, costly mistakes when they misunderstand this part of the process. If you own assets you’d like to protect, you’ll definitely want to read this.
Continue Reading

Medicaid Definitions: What is it and Why Does it Matter?

If you have absolutely no experience with Medicaid in Texas, this is where you should start. You’ll learn exactly what Medicaid is supposed to do for nursing home patients and why and how it’s so complicated.
Continue Reading

Step-by-Step Checklist to Apply for Medicaid in Texas

By now you should have a solid understanding of what Texas’ Medicaid program can do for you, why it’s so complicated, and what it will take for you to be eligible. On this page we’ll break down the Medicaid application process into specific, manageable steps. Read this when you’re ready to see the light at the end of the tunnel.

As you can see, we needed six dedicated articles just to explain the basics of Medicaid in Texas. This is not an easy subject to understand. It’s okay if you still have questions. In fact, it would be odd if you didn’t. Fortunately, we have answers to those questions.

If you’d like to learn more about Medicaid in Texas and how to obtain maximum assistance, contact us today for a cost-free personal assessment of your eligibility. Or you can click here to learn more about how we can help you save money.

Alternatively, if you’d like to learn more before giving us a call, claim your free copy of Don’t Go Bankrupt Paying Texas Nursing Home Costs.

Either way, thanks for reading and we hope to hear from you soon!

Continue Reading