Texas Medicaid 101
Medicaid planning for nursing home care is a confusing and convoluted process. It can often feel like the government is going out of its way to keep you from getting assistance. The process is nearly impossible to navigate without expert help because Medicaid laws are a combination of federal laws and state regulations (and they even vary from state to state).
While the core goal of the federal Medicaid program is the same for each state, the specific eligibility requirements and application processes vary from state to state. It’s one of the reasons you should not rely on websites outside of Texas. Sometimes the treatment of the federal rule is different in other states. What works in California or Florida or Colorado, won’t necessarily work in Texas.
Another important source of confusion comes from friends, family member or in-laws who suggest using the same solutions they did when successfully getting Medicaid benefits. The problem is each person’s solution depends on the facts of their particular situation. Just like taking another person’s medication could be dangerous, so can taking the same steps someone else took to gain Medicaid benefits. The specific rules that applied to them may or may not work for you.
Reward for successfully navigating the treacherous waters of Medicaid eligibility is high. The average nursing home in a metropolitan city in Texas will run you just under $60,000 per year. Any assistance you can get could save you and your family tens of thousands of dollars. Getting the most out of Medicaid can literally make the difference between a bankruptcy or a financial legacy.
As you read through each of the links on this page, you’re going to gain an understanding of how to leverage Medicaid in Texas for long-term nursing home care. You’ll discover the most common pitfalls to avoid when applying for Medicaid, the specific requirements for eligibility, what the government will and will not cover, and much more.
As you can see, we needed six dedicated articles just to explain the basics of Medicaid in Texas. This is not an easy subject to understand. It’s okay if you still have questions. In fact, it would be odd if you didn’t. Fortunately, we have answers to those questions.
If you’d like to learn more about Medicaid in Texas and how to obtain maximum assistance, contact us today for a cost-free personal assessment of your eligibility. Or you can click here to learn more about how we can help you save money.
Alternatively, if you’d like to learn more before giving us a call, claim your free copy of Don’t Go Bankrupt Paying Texas Nursing Home Costs.
Either way, thanks for reading and we hope to hear from you soon!