Should you prepare a Texas Nursing Home Medicaid application yourself?

Whether or not it’s advisable to prepare and submit your own application for Texas Medicaid nursing home benefits turns on several questions: How complicated is the applicant’s financial picture? How well-organized are you? How much time do you have available? How comfortable are you dealing with a government bureaucracy? Can you afford to lose a […]

2019 Medicaid Income Cap States

The following states have strict limitations on the amount of income an applicant for Medicaid nursing home benefits is allowed. Income Cap States Alabama Alaska Arizona Arkansas Colorado Delaware Florida Georgia Idaho Iowa Kentucky Louisiana Mississippi Nevada New Jersey New Mexico Oklahoma Oregon South Carolina South Dakota Tennessee Texas Wyoming Important note: Income qualification is […]

Gifts Exempt From Medicaid Penalty Speed Up Eligibility

Most people are not aware of gifts exempt from Medicaid penalty.  The common belief is Medicaid rules prohibit making gifts when a family member needs nursing home care.  Medicaid gifting rules actually encourages certain transfers.  Misunderstanding these rules can financially devastate your family. The annual costs of nursing home care in the Texas metropolitan areas […]

Medicaid Planning: Don’t Try This At Home

A few months back an article in the Dallas Morning News warned against doing Medicaid planning without professional guidance.  As an attorney, it’s no secret I’m going to advise families to seek competent legal advice.  I became a lawyer to help people understand their rights under Texas and Fedeal laws.   Medicaid laws are some of […]

Medicaid Penalty Calculations in Texas

To qualify for Medicaid help paying nursing home bills, you cannot simply transfer your assets and move into a nursing home. But the rules allow you to protect assets if you know your way around Medicaid penalty calculations in Texas. The government has a legitimate reason for delaying benefit payments. When a person has assets and gives […]

The Medicaid Look-Back Period In Texas

The Medicaid “look back rule” is a big source of confusion regarding the use of gifting as part of a Medicaid asset protection plan in Texas. The term “look-back period” is Medicaid lingo for the period of time a person’s financial records can be reviewed. This period begins with the date of the application and […]

Confused about Medicare benefits?

Thanks to a much improved website, MyMedicare.gov offers a simple-to-use portal for accessing your Medicare information.  The site, which is part of the governments site at www.Medicare.gov even allows you to personalize information about your particular benefits. There is no charge for using the site and it’s secure, too.  This helpful site allows you to […]